Residence Loan Rates Of Interest
Do you want to shop for the homely home of one’s goals?
DHFL provides you with the most readily useful mortgage loan prices that shall help you sustain your monthly spending plan.
Our current Retail Prime Lending Rate (RPLR) is 19.42%
View here to down load the Mock MITC format
| Sr No. | Charge definition | Charge Amount | ||
|---|---|---|---|---|
| Processing charges (Non-Refundable) | Loan Amount | Minimum Login charges | ||
| 1 | Salaried/Self Employed Professional (SEP) | as much as Rs. 30 Lakh: Rs. 5,000 + document fees + Applicable GST | Rs. 2,500 or processing charge relevant whichever is leaner + Applicable GST | |
| Above Rs. 30 Lakh as much as Rs. 75 Lakh: Rs. 10,000 + document charges + Applicable GST | ||||
| Above Rs. 75 Lakh: Rs. 20,000 +document costs + Applicable GST | ||||
| one-man shop Non Professional (SENP) | web PAT: 0.5% + Applicable GST other people: 1.5 percent + Applicable GST |
|||
| 2 | CERSAI Registry / Modification Charges | Rs. 50 + Applicable GST for loans upto Rs. 5 Lakh Rs. 100 + Applicable GST for loans above Rs. 5 Lakh |
||
| 3 | Technical Fees (for extra home or home situated outside geographical restriction or even for pre technical) | a. Within 60 kilometer radius: No fees b. Beyond 60 kilometer: Rs. 500 + Applicable GST for very first check out and Rs. 750 + Applicable GST for subsequent visits |
||
| 4 | Valuation charge in Construction Linked Loan situations | First visit: No costs. Subsequent visits: Rs. 500 + Applicable GST |
||
| 5 | Part-Prepayment Charges | Rate of Interest -Type | Disbursement Stage | Charges Applicable |
| Fixed / Variable | Within 6 months from first disbursement | No prepayment permitted | ||
| After six months | ||||
| Borrower/ co-borrower is Individual | No Charges | |||
| Borrower/ co-borrower is other than Individual | 2% + Applicable GST | |||
| 5 (a) | property property Foreclosure costs | Rate of Interest -Type | Disbursement Stage | Charges Applicable |
| Fixed/Variable | Within 6 months from 1st Disbursement | No foreclosure allowed | ||
| After 6 months | ||||
| Fixed / Variable | Own Source | No Charges | ||
| Borrower/co-borrower is individual | ||||
| adjustable | Balance Transfer | |||
| Fixed/ Variable | Borrower/co-borrower is except that specific | 2% + Applicable GST | ||
| Balance Transfer | ||||
| 5 (b) | Prepayment costs (Plot Loans/Easy Land Cum Construction Loans) | 3% + Applicable GST just in case the dwelling device just isn’t built in the plot within three years through the date of first disbursement of this loan. (Borrower/co-borrower is other than individual) | ||
| 6 | Cheque/ECS bounce fees | Rs. 500 + Applicable GST | ||
| 7 | Bank Charges on Cheque/ECS Bounce | At real | ||
| 8 | Overdue fees on standard installment (EMI/Pre-EMI) | 18% per year regarding the dues that are outstanding.Read More | ||