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Category: Easy Installment Loans In Virginia

Residence Loan Rates Of Interest

Residence Loan Rates Of Interest

Do you want to shop for the homely home of one’s goals?

DHFL provides you with the most readily useful mortgage loan prices that shall help you sustain your monthly spending plan.

Our current Retail Prime Lending Rate (RPLR) is 19.42%

View here to down load the Mock MITC format

Sr No. Charge definition Charge Amount
Processing charges (Non-Refundable) Loan Amount Minimum Login charges
1 Salaried/Self Employed Professional (SEP) as much as Rs. 30 Lakh: Rs. 5,000 + document fees + Applicable GST Rs. 2,500 or processing charge relevant whichever is leaner + Applicable GST
Above Rs. 30 Lakh as much as Rs. 75 Lakh: Rs. 10,000 + document charges + Applicable GST
Above Rs. 75 Lakh: Rs. 20,000 +document costs + Applicable GST
one-man shop Non Professional (SENP) web PAT: 0.5% + Applicable GST
other people: 1.5 percent + Applicable GST
2 CERSAI Registry / Modification Charges Rs. 50 + Applicable GST for loans upto Rs. 5 Lakh
Rs. 100 + Applicable GST for loans above Rs. 5 Lakh
3 Technical Fees (for extra home or home situated outside geographical restriction or even for pre technical) a. Within 60 kilometer radius: No fees
b. Beyond 60 kilometer: Rs. 500 + Applicable GST for very first check out and Rs. 750 + Applicable GST for subsequent visits
4 Valuation charge in Construction Linked Loan situations First visit: No costs.
Subsequent visits: Rs. 500 + Applicable GST
5 Part-Prepayment Charges Rate of Interest -Type Disbursement Stage Charges Applicable
Fixed / Variable Within 6 months from first disbursement No prepayment permitted
After six months
Borrower/ co-borrower is Individual No Charges
Borrower/ co-borrower is other than Individual 2% + Applicable GST
5 (a) property property Foreclosure costs Rate of Interest -Type Disbursement Stage Charges Applicable
Fixed/Variable Within 6 months from 1st Disbursement No foreclosure allowed
After 6 months
Fixed / Variable Own Source No Charges
Borrower/co-borrower is individual
adjustable Balance Transfer
Fixed/ Variable Borrower/co-borrower is except that specific 2% + Applicable GST
Balance Transfer
5 (b) Prepayment costs (Plot Loans/Easy Land Cum Construction Loans) 3% + Applicable GST just in case the dwelling device just isn’t built in the plot within three years through the date of first disbursement of this loan. (Borrower/co-borrower is other than individual)
6 Cheque/ECS bounce fees Rs. 500 + Applicable GST
7 Bank Charges on Cheque/ECS Bounce At real
8 Overdue fees on standard installment (EMI/Pre-EMI) 18% per year regarding the dues that are outstanding.Read More